Our Expertise

Experts of the DMV Area

From our experience helping clients to buy, rent, and sell thousands of homes in the Greater DC, Virginia, and Maryland for over 30 years – we have developed a number of specialties including:

  • First Time Home Buyers
  • Military Housing
  • Downsizing
  • Upsizing
  • Home Valuations
  • Divorce
  • LGBQT Community
  • International Investment Properties

 

First time home buyers

Unlock Homeownership in the DMV with RGA

With our experienced DMV agents on your side, you can search for your first home with confidence.

Transition from renting to owning with ease. Our experienced DMV agents specialize in guiding clients like you through the process, ensuring you find a home that suits your needs while maximizing benefits.

Here are just some of the benefits our team offers:

  • Experienced DMV RE/MAX agents who can guide you every step of the way, from getting pre-approval for a loan to understanding the ins and outs of a bid.
  • Advice on low-down payment options like FHA loans and state programs such as VHDA that allow borrowers to buy a home with less than 20% ‒ or even 10% ‒ down
  • Decades of experience in the Washington DC, Maryland and Northern Virginia area with agents who can provide first-hand knowledge of the local market
  • Exclusive access to new properties for sale, including many that aren’t listed on MLS.

At Ray Gernhart & Associates, our agents understand the stress of purchasing your first home can bring. Our team is here to ensure a stress-free experience with the best possible terms.

MIlitary housing

Connect with Military Agents Who Know How to Serve You

Our team understands the particular benefits and needs of a military staff and their families.

Buying a home will most likely be one of the biggest purchases of your life. Having a knowledgeable local real estate agent who understands the needs and tight timelines military personnel, veterans and their families face when relocating is critical. Our agents are here to help you find the housing solutions that best suit your needs and take full advantage of your military benefits .

We also understand the importance of strong resale value which is why we work to find you and your family a home that not only fits the service member’s current needs, but also make sure the home has the potential for a quick and profitable resale if a service member receives a permanent change of station.

Here are just some of the benefits our team offers:

  • Quick Relocations
  • VA Financing
  • Military Benefits
  • BAH Rates
  • VA Loan Limits

free home valuation

What's Your Home Really Worth? Ask Us Today.

Get your FREE professional home valuation. No agreement required.

“How much is your home worth?” It’s the first question you hear when you talk about selling your house. Be prepared with a well-informed response.

Our local agents will give you an honest assessment of your home’s value and will answer any questions you may have.

Sell your house using the best market intelligence:

  • A free market value estimate of your home or a home you are interested in owning.
  • The value of your home based on millions of homes in our database and market intelligence resources accrued over helping thousands of people buy and sell homes locally for over 30 years!

Get in touch!

For FREE valuation & professional real estate services, contact us today. We are always happy to help!


Downsizing

Downsizing Your House Can Really Simplify Your Life!

Smaller homes such as condos, townhomes, row houses, duplexes and many more options exist in the DMV area for residents looking to downsize. There are plenty of reasons for downsizing: Some do it because they want to live in or closer to the city, others do it because their kids left the house or would rather not tend to a big backyard or clean so many rooms! Whatever the reason, sometimes it does make sense to downsize your home.

Below are just a few benefits to downsizing:

  • Increased cash flow: By lowering your mortgage, you are likely to have additional money every month to allocate for other needs or desires.
  • More free time: Fewer rooms and smaller spaces cut down on the time spent to clean and maintain. Freeing hours in the day to do something else you enjoy!
  • Low utility bills: It costs a lot less to heat or cool a smaller home.
We’ve helped generations of DMV residents to move in and out of homes – we can help you find the right home that is the right fit for you!

Below are just a few benefits to downsizing:

  • Increased cash flow: By lowering your mortgage, you are likely to have additional money every month to allocate for other needs or desires.
  • More free time: Fewer rooms and smaller spaces cut down on the time spent to clean and maintain. Freeing hours in the day to do something else you enjoy!
  • Low utility bills: It costs a lot less to heat or cool a smaller home.
We’ve helped generations of DMV residents to move in and out of homes – we can help you find the right home that is the right fit for you!

upsizing

Are You Ready to Move Up?

Moving up to a larger home can feel like a complicated task. With our experienced DMV agents by your side, you will quickly gain confidence. We will help you price and sell your current home on your timeline and guide you in your search for a new home you’ll love.

LGBQT Community

Are you ready to find your next home and have some fun?

We are!

As DC’s premiere gay realtor I love helping my fellow members of the LGBTQIA+ community reach the American dream of home ownership!

But we understand there is a different set of criteria, and real concerns, that must be considered when it comes to finding that perfect home – one where you’ll feel comfortable and safe.

For the past 35 years we’ve helped thousands of clients successfully navigate the world of real estate – from buying, to selling, to downsizing, to investing.

We take immense pride (no pun intended!) in the way our work has helped shape and support our communities – for all families.

You’ll find the neighborhoods we recommend based on your needs in DC, Northern Virginia, and Maryland to be warm, welcoming, attractive, and inclusive.

We promise to help you find a home in a community where you and your loved ones will thrive.

divorce

Getting Through Divorce Just Got Easier

Our experienced team knows what it takes to sell your home and buy your new one during this challenging time.

We understand that when you’re going through a separation, you have a lot of things to worry about. Real estate doesn’t need to be one of them! Ray Gernhart & Associates agents have decades of experience helping clients from the DMV area who are going through this life-changing event. We understand your unique needs and are dedicated to provide a positive experience that is stress-free.

international investment properties

Trust a DC-Area Team with Experience Serving Foreign Investors

Whether you’re looking for a cash-producing investment or participating in the EB-5 visa program, the U.S. real estate market can be a great option for international buyers.

And with its attractive investment qualities, Washington D.C. has become one of the most desirable cities in the country. In recent years, the nation’s capital has experienced rising home values as well as high occupancy rates.

If you are considering a purchase in the greater Washington area, you’ll want the team at Ray Gernhart and Associates on your side. When you work with us, you’ll get:

  • A team that has been in business for more than 30 years and has helped customers buy and sell thousands of homes.
  • A diverse group of agents who have lived in countries throughout Asia and Europe and understand the needs of foreign clients.
  • Experts on the local market, who can help you identify properties and neighborhoods that meet your goals.
  • Cutting-edge technology that allows us to provide you with listings that match your search criteria.

Meet Our Agents

Above all, our agents are what makes our agency unique.

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